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Intelligence Verdict
Guide · Scams

How to spot an AI voice-clone call

Scammers can clone a loved one's voice from a short clip. The FBI counted over $5 million lost to 'loved one in distress' scams in 2025. A cloned voice can sound right, so check the story another way.

8 points

What to do.

Each point is followed by the words it rests on and where they come from.

  1. 1

    Don't trust the voice, even if it sounds exactly like someone you know.

    “Don’t trust the voice.”

    FTC consumer alert, 'Scammers use AI to enhance their family emergency schemes' · Mar 20, 2023 · Old (2023) but still the FTC's main advice on voice cloning

  2. 2

    Hang up and call the person back on a number you already know is theirs.

    “Call the person who supposedly contacted you and verify the story.”

    FTC consumer alert, 'Scammers use AI to enhance their family emergency schemes' · Mar 20, 2023 · Old (2023) but still the FTC's main advice on voice cloning

  3. 3

    If you can't reach them, check with another family member or a friend.

    “If you can’t reach your loved one, try to get in touch with them through another family member or their friends.”

    FTC consumer alert, 'Scammers use AI to enhance their family emergency schemes' · Mar 20, 2023 · Old (2023) but still the FTC's main advice on voice cloning

  4. 4

    Agree a family code word now, before you need it.

    “Create a secret word or phrase with your family to verify their identity.”

    FBI IC3 public service announcement I-120324-PSA, 'Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud' · Dec 3, 2024

  5. 5

    Listen for tone and wording that don't sound like them.

    “Listen closely to the tone and word choice to distinguish between a legitimate phone call from a loved one”

    FBI IC3 public service announcement I-120324-PSA, 'Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud' · Dec 3, 2024

  6. 6

    Treat a demand for wire transfers, crypto or gift cards as a scam sign.

    “If the caller says to wire money, send cryptocurrency, or buy gift cards”

    FTC consumer alert, 'Scammers use AI to enhance their family emergency schemes' · Mar 20, 2023 · Old (2023) but still the FTC's main advice on voice cloning

  7. 7

    Post less of your voice and face in public, and make social accounts private.

    “If possible, limit online content of your image or voice, make social media accounts private,”

    FBI IC3 public service announcement I-120324-PSA, 'Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud' · Dec 3, 2024

  8. 8

    Report it.

    “If you spot a scam, report it to the FTC at ReportFraud.ftc.gov.”

    FTC consumer alert, 'Scammers use AI to enhance their family emergency schemes' · Mar 20, 2023 · Old (2023) but still the FTC's main advice on voice cloning