In short
How they differ.
Worked out from the makers' own pages, read Oct 20, 2026. Prices change; check before you pay.
- Neither has a free plan.
- Gemini in Google Sheets's cheapest paid plan is cheaper: $7 a month against $9.99.
- Microsoft Copilot in Excel also has a computer app.
Side by side
The details.
| Microsoft Copilot in Excel | Gemini in Google Sheets | |
|---|---|---|
| Made by | Microsoft · United States | Google · United States |
| What it says it is | “Get powerful analysis and insights with Copilot in Excel1,3” | “visualize data and surface insights faster with AI.” |
| Free plan | NoComes with Microsoft 365 subscriptions; a free Microsoft account gets "Limited usage" of Copilot overall. | NoNot on Workspace Business Starter. Help page: needs an "eligible Google Workspace or Google AI plan"; some features offered to personal accounts via Workspace Experiments. |
| Plans | Free (Microsoft account): freeMicrosoft 365 Personal: $9.99 a monthMicrosoft 365 Family: $12.99 a monthMicrosoft 365 Premium: $19.99 a monthMicrosoft 365 Copilot Business (add-on): $18 a monthMicrosoft 365 Business Standard with Copilot: $23.50 a monthMicrosoft 365 Business Premium with Copilot: $32 a month | Business Starter: $7 a monthBusiness Standard: $14 a monthBusiness Plus: $22 a month |
| Runs on | Windows, macOS, web | web |
| Latest update | Navigate to your workbook changes directly from the Copilot chat pane response, Sep 23, 2026 | — |
| Its terms | “If you are logged into Copilot with a Microsoft Account or other third-party authentication, you can control whether your conversation activity is used for training Microsoft's generative AI models.”What it does with your data · Microsoft Support: Privacy FAQ for Microsoft Copilot | — |
| Disputes | None on file | None on file |
| Sources | Prices, Oct 20, 2026 · Description · company-reported | Prices, Oct 20, 2026 · Description · company-reported |
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