The facts
Microsoft Copilot in Excel at a glance.
From Microsoft's own pages, read Oct 20, 2026. Prices can change at any time; check the maker's page before you pay.
- Made by
- MicrosoftBased in United States
- What it is for
- Spreadsheets and dataFormulas, tables and analysis in spreadsheets.
- Free plan
- NoComes with Microsoft 365 subscriptions; a free Microsoft account gets "Limited usage" of Copilot overall.
- Runs on
- Windows, macOS, web
- Latest update
- Navigate to your workbook changes directly from the Copilot chat pane response, Sep 23, 2026
Plans and prices
| Plan | A month | What it includes |
|---|---|---|
| Free (Microsoft account) | Free | Comparison table: "Limited usage with a free Microsoft account". |
| Microsoft 365 Personal | $9.99 | $99.99/year. "Advanced Copilot1 chat with higher usage than free" (footnote marker as on page). Bundle: Copilot comes with the Microsoft 365 subscription. |
| Microsoft 365 Family | $12.99 | $129.99/year; 1 to 6 people "(AI for subscription owner only)". |
| Microsoft 365 Premium | $19.99 | $199.99/year. "Agentic AI features that get things done for you, including advanced research and analytics1". |
| Microsoft 365 Copilot Business (add-on) | $18 | "Originally starting from $21.00 now starting from $18.00" user/month, paid yearly; add-on to an existing Microsoft 365 plan. |
| Microsoft 365 Business Standard with Copilot | $23.50 | $23.50 user/month, paid yearly. Bundle. |
| Microsoft 365 Business Premium with Copilot | $32 | $32.00 user/month, paid yearly. Bundle. |
Microsoft 365: compare all plans, Oct 20, 2026 · company-reported
Read the small print
What its terms say.
Copied word for word from the maker's terms, with any lawsuits or complaints and their status when we last checked.
“If you are logged into Copilot with a Microsoft Account or other third-party authentication, you can control whether your conversation activity is used for training Microsoft's generative AI models.”
Our note: Bundle: only inside Microsoft 365 plans. "1,3" are footnote markers. Platforms from the release-notes tags (Windows, Web, Mac).
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