Microsoft Copilot at a glance.
From Microsoft's own pages, read Oct 20, 2026. Prices can change at any time; check the maker's page before you pay.
- Made by
- MicrosoftBased in United States
- What it is for
- Everyday assistantsGeneral chat assistants for everyday questions.
- Free plan
- Yes"Limited usage with a free Microsoft account"; Microsoft 365 plans give "higher usage than free" or "extensive usage".
- Runs on
- web, desktop, mobile
- Latest update
- Updated Microsoft Copilot app for web, desktop, and mobile available, Aug 18, 2026
- Website
- copilot.microsoft.com
| Plan | A month | What it includes |
|---|---|---|
| Free (Microsoft account) | Free | Comparison table: "Limited usage with a free Microsoft account". |
| Microsoft 365 Personal | $9.99 | $99.99/year. "Advanced Copilot1 chat with higher usage than free" (footnote marker as on page). Bundle: Copilot comes with the Microsoft 365 subscription. |
| Microsoft 365 Family | $12.99 | $129.99/year; 1 to 6 people "(AI for subscription owner only)". |
| Microsoft 365 Premium | $19.99 | $199.99/year. "Agentic AI features that get things done for you, including advanced research and analytics1". |
Microsoft 365: compare all plans, Oct 20, 2026 · company-reported
What its terms say.
Copied word for word from the maker's terms, with any lawsuits or complaints and their status when we last checked.
“If you are logged into Copilot with a Microsoft Account or other third-party authentication, you can control whether your conversation activity is used for training Microsoft's generative AI models.”
Our note: Excluded from training per the same FAQ: "Users of Copilot within Microsoft 365 apps with Personal or Family subscriptions." and "Users signed into Copilot with an organizational Entra ID account." The FAQ says it covers the older app version; an updated app is available as of August 18, 2026. 'latest' is our own short title for the FAQ statement "An updated version of the Microsoft Copilot app for web, desktop, and mobile devices is available as of August 18, 2026." Paid tiers are Microsoft 365 bundles.