Tuesday, October 27, 2026 · Edition updated 6:00 AM ETTUE, OCT 27 editionNext edition in Next in --:--:--
Intelligence Verdict
AI tools · Deep research and AI search

Microsoft Copilot

“Agentic AI features that get things done for you, including advanced research and analytics1” Microsoft, in its own words

  • Yesfree plan
  • $9.99a month, cheapest paid plan
  • 3places it runs: web, phone app, computer app
The facts

Microsoft Copilot at a glance.

From Microsoft's own pages, read Oct 20, 2026. Prices can change at any time; check the maker's page before you pay.

Made by
MicrosoftBased in United States
What it is for
Deep research and AI searchAnswers from the web, with the sources linked.
Free plan
YesFree Microsoft account: "Limited usage with a free Microsoft account". Advanced research is listed on Microsoft 365 Premium.
Runs on
web, Windows, macOS, iOS, Android
Plans and prices
PlanA monthWhat it includes
Free (Microsoft account)FreeComparison table: "Limited usage with a free Microsoft account".
Microsoft 365 Personal$9.99$99.99/year. "Advanced Copilot1 chat with higher usage than free" (footnote marker as on page). Bundle: Copilot comes with the Microsoft 365 subscription.
Microsoft 365 Family$12.99$129.99/year; 1 to 6 people "(AI for subscription owner only)".
Microsoft 365 Premium$19.99$199.99/year. "Agentic AI features that get things done for you, including advanced research and analytics1".

Microsoft 365: compare all plans, Oct 20, 2026 · company-reported

Read the small print

What its terms say.

Copied word for word from the maker's terms, with any lawsuits or complaints and their status when we last checked.

What it does with your data
“If you are logged into Copilot with a Microsoft Account or other third-party authentication, you can control whether your conversation activity is used for training Microsoft's generative AI models.”
Microsoft Support: Privacy FAQ for Microsoft Copilot, Oct 20, 2026

Our note: The "1" at the end of the quote is a footnote marker on Microsoft's page. Business plans list "Pre-built agents for research and data analysis". Platforms: Microsoft says Microsoft 365 works on "PCs, Macs, phones & tablets" and the Copilot app is for "web, desktop, and mobile devices".

Independent evidence

What tests of tools like this have found.

Tow Center for Digital Journalism, Columbia Journalism Review
“Collectively, they provided incorrect answers to more than 60 percent of queries.”

Columbia Journalism Review, Mar 6, 2025

European Broadcasting Union with the BBC and 22 public service media organizations
“Almost half of all AI answers had at least one significant issue.”

EBU, Oct 21, 2025